What are CAT Adjusters

The ‘CAT’ in “CAT Adjuster” stands for ‘catastrophe’.

Catastrophe adjusters are called in to work when a storm has caused so much damage that regular staff adjusters can not handle it all in a timely fashion. It is very important to insurance providers that the claims of their policyholders get handled well and fast, so when there is a great deal of damage in one area, special CAT adjusters are employed.

While regular staff claims adjusters may be stationed in one place, CAT adjusters travel all over, going wherever big storms have been.

Some CAT adjusters may be employed on a full-time basis by insurance providers. Others are Independent CAT Adjusters, who may be hired as needed.

CAT adjusters need to be able to move quickly. When a big storm creates a lot of damage, there are many policyholders who may need their claims addressed ASAP. So when a CAT adjuster gets called into action, they usually need to get to wherever they are going and get set up within 48 hours.

CAT adjusters work 7 days a week when they are deployed. This is to ensure that policyholder needs are met as soon as possible. It’s hard to say how long a CAT Adjuster will be working once deployed. This really depends on the severity of the storm. It could be a matter of weeks; it could be a matter of months.

CAT adjusters are most often and consistently deployed during the hurricane season, but may also be used during the rest of the year on other large storm events.

Cindy Jones is an Independent Insurance Adjuster. She publishes courses for new and aspiring adjusters. Find out more at http://www.adjustercindy.com